Make the upgrade to TPG

* Application for referral bonus must be received by February 1, 2020. Applicant must be active client of Santa Barbara Tax Products Group (TPG) during 2020 calendar year. Referred client must be active during 2020 calendar year, enrolled in our Standard Refund Transfer program with 100+ funded Refund Transfers to qualify for $250 incentive. Referred client cannot be existing TPG client that used TPG during 2019 calendar year.

2020 Refund Transfer volume calculated on May 1, 2019. $250 Walmart MoneyCard issued June 1, 2020. If applicant submits multiple referrals, all referrals will be loaded to a single card.

¹ Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts from $250–$6,000 and are offered both pre–IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. Pre-acknowledgment loans of $3,000 or less currently have an Annual Percentage Rate (APR) of 16%, and such loans of greater than $3,000 have an APR of 45%. Post-acknowledgment loans of $250–$500 currently have an APR of 0%, and such loans of $501–$3,000 have an APR of 16%, and such loans above $3,000 have an APR of 45%. For example, for a post-acknowledgment loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,026.30 including principal and interest.  Not all consumers will qualify for a loan or for the maximum loan amount.  Offer and terms subject to change at any time without prior notice.

² Pre-ACK Fast Cash Advance available Jan. 2. In-season Fast Cash Advance available first day of filing.

³ Incentive paid as long as IRS tax refund is loaded on to the Walmart Money Card®. IRS tax refund deposit must be received by 5/31/20. $39.95 incentive paid by 6/30/20 for taxpayers with Fast Cash Advance and IRS-funded Refund Transfer loaded onto a Walmart MoneyCard. If enrolled through a service bureau, please check with bureau associate for details on incentive payment. Must be enrolled in the standard Refund Transfer program to qualify for standard pricing; all discount programs offered through TPG are subject to other pricing.

⁴ Must opt-in by December 31 to qualify. Advances subject to approval. Must be enrolled in Standard Refund Transfer program to qualify; all discount programs offered through TPG are excluded from this program. Pre Season Funds available only to prior TPG clients. Advances provided by Green Dot Bank, Member FDIC. Check with transmitter for availability.

⁵ Amount includes $40,000 pre-season advance which may be selected in-season or pre-season to qualified and existing TPG clients. Advance is subject to approval. Must be enrolled in Standard Refund Transfer program to qualify; all discount programs offered through TPG are excluded from this program. Pre Season Funds available only to prior TPG clients. Advances provided by Green Dot Bank, Member FDIC. Check with transmitter for availability.

⁶ The Walmart MoneyCard is subject to successful activation. Additional fees may apply. See Cardholder Agreement or visit WalmartMoneyCard.com for complete details. The Mastercard Card is issued by Green Dot Bank, member FDIC, pursuant to a license from Mastercard International Inc. Green Dot Bank also operates as GoBank and Bonneville Bank. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are aggregated for deposit insurance.

The “Spark” design , and Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc.

⁷ AutoCollect is an optional service provided by Santa Barbara Tax Products Group, LLC. Fees apply to the ERO only with respect to successful collections. TPG is facilitating collections that are being made directly through EROs.

Refund Transfers are deposit products using Civista Bank, Member FDIC, that enable certain deductions from the account to be processed. Refund Transfers are not loans. Tax refund and e-filing are required in order to receive Refund Transfer. Fees apply. Terms and conditions are subject to change without notice. Ask your preparer about other IRS e-file options, some of which are provided at no additional cost.