It's easy to make the switch

1 Refund Transfer is a deposit product offered by Green Dot Bank, Member FDIC, that enables authorized amounts to be deducted from taxpayer’s refund, with the remaining balance then paid to the taxpayer. Fees apply. Refund Transfers are not loans. Tax refund and e-filing are required to receive Refund Transfer. Terms and conditions are subject to change without notice. Ask your preparer about other IRS e-file options, some of which are provided at no additional cost.

2 Based on publicly available information as of April 1, 2026, comparing published maximum loan amounts on sbtpg.com and epstax.net. Terms apply and competitor offerings may change.

3 Must opt-in by February 16 to qualify. Advance is subject to approval. Must be enrolled in Standard Refund Transfer program to qualify; all discount programs offered through Santa Barbara Tax Products Group are excluded from this program. Advances provided by Green Dot Bank, Member FDIC. Check with transmitter for availability. SBTPG will advance 70% of the tax preparation fee (minus the 1.5% fee) up to a maximum amount of $600 (per accepted Refund Transfer). Fees cannot be advanced on returns with a denied Fast Cash Advance.

4 EROs may charge a document preparation fee up to an amount allowed by software transmitter. SBTPG charges a processing fee when there is a document preparation fee. For document preparation fees of $9.00-$34.99, the processing fee is $5; for $35.00-$89.99, it’s $7; and for $90.00-$160.00, it’s $10. The document preparation fee is charged to the taxpayer, and the processing fee is charged to the ERO. Terms and conditions are subject to change without notice.

5 Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., Member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and will reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered to qualifying customers in amounts from $500-$7,000 and, if approved, are paid either pre-IRS acknowledgment of the tax return or post-IRS acknowledgment of the tax return. All loans have an Annual Percentage Rate (APR) of 35.99%. For example, for a loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,059.16 including principal and interest. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice..

6 Fast Forward by sbtpg is provided by Green Dot Bank. Fast Forward enables taxpayer to receive federal tax refund up to five (5) days early for an additional fee of $25.00. Terms apply. To be eligible, taxpayer must have a Refund Transfer for a federal tax refund that is no more than $10,000. Availability of Fast Forward is subject to the taxpayer's bank participating in Real-Time Payments, IRS pre-notification of pending refund deposit, and availability of funds. $25.00 fee is not charged if the taxpayer is ineligible. If a new Green Dot card is selected in the tax office, the taxpayer will receive the federal refund up to five days early without being charged the $25.00 fee. If a cashier’s check is selected as the disbursement method, the exact timing the taxpayer will receive their federal refund is dependent upon when the tax preparer prints the check. Check with transmitter for availability.

7 Process 10+ funded Fast Forwards and receive a $5 incentive for each funded Fast Forward issued by check or deposited to taxpayers' bank account (excluding any deposits to a Green Dot card) by 5/31/27. Incentives paid by 7/15/27.

8 Auto Collect is an optional service provided by Santa Barbara Tax Products Group, LLC.  Fees apply to the ERO only with respect to successful collections. TPG is facilitating collections that are being made directly through EROs.

9 Message and data rates may apply.

10 Advance is subject to approval. Must be enrolled in Standard Refund Transfer program to qualify to withhold the software cost from your funded tax preparation fees; all discount programs offered through SBTPG are excluded from this program. Software Purchase Assistance advances provided by Green Dot Bank, Member FDIC. Check with transmitter for availability. To qualify you must have 15 or more taxpayers that applied for the Refund Transfer with 85% or more of those Refund Transfers receiving IRS and/or State funding.