Save time with GO2bank™
A great way to issue Refund Transfers
Help clients manage their money
Great for tax time and all year long
No monthly fees
With eligible direct deposit, otherwise $5 per month.1
Get pay early
Clients can get their pay up to 2 days early or their government benefits up to 4 days early with direct deposit.2
Overdraft protection up to $200 with opt-in and eligible direct deposit.3
Up to 7% cash back
Earn up to 7% instant cash back when eGift Cards are purchased from nearly 100 popular merchants in the app.4
High-yield savings account
Earn over 10X the national savings rate average, 1% APY paid quarterly on savings up to $5,000.5
Cash checks with the app
Get money in minutes or in 10 days. Just snap a pic with your mobile device.6
Deposit cash at a local retailer
Use the card or the app to deposit cash at retailers nationwide.7
Nationwide ATM network
Use the app to find ATM locations.8
Help yourself to more time
Focus on what you do best - preparing returns
Free direct deposit notifications
Reduce "Where's my refund?" calls. Clients are notified the moment money is deposited to their account.
Get time back
Cut operating costs and focus more on tax preparation by eliminating time normally spent printing and issuing checks.
Free marketing materials shipped to qualified tax pros make it easy to showcase the benefits of GO2bank.9
No card stock to manage
A chip-enabled, personalized card is shipped directly to taxpayers that open a GO2bank account.
TPG ships free marketing materials to your office
Clients may win 1 of 50 $1,000 prizes
When clients direct deposit a federal or state tax refund to any GO2bank account they get automatically entered to win 1 of 50 $1,000 prizes.
NO PURCHASE NECESSARY. Sweepstakes starts 11/19/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $1,000 to be awarded as credit or a check. Void where prohibited.
NO hidden fees
See our clear and straightforward fees so you'll never be surprised.
|Monthly fee||$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month|
|Cash deposit||Up to $4.95 retail service fee|
|Transfer money from a linked debit card||1.5% fee (minus $1.00) added to transfer amount|
|Transfer money from a linked bank||$0|
|ATM withdrawal||$3 per transaction|
|ATM balance inquiry||$0.50 per transaction|
|Teller cash withdrawal||$3 per transaction|
|Replacement card (for lost, stolen or damaged card)||$0|
|Expedited delivery of replacement debit or secured credit card||$24.95|
|Foreign transaction fee||3% of total transaction amount|
|Walmart cash pickup||$2.50-$5.00 retail service fee (waived for your first cash pickup)|
Enroll now to offer GO2bank
1 Monthly fee waived whenever taxpayer receives a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.
2 Direct deposit early availability depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.
3 Activated, chip-enabled debit card, eligible direct deposit and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.
4 Activated chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement for details.
5 Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1% Annual Percentage Yield (APY) as of November 15, 2021. APY may change before or after you open an account. See Deposit Account Agreement for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 9/20/21. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
7 Retail service fee and limits apply. See Deposit Account Agreement for details at GO2bank.com.
8 See app for ATM locations. $3 for ATM withdrawals. ATM owner may also charge a fee. ATM limits apply.
9 Available to tax professionals enrolled in our standard Refund Transfer program while supplies last.
Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.