Pay for tax preparation with your refund
Ask for a Refund Transfer1
Pay nothing up front for tax preparation
Available first day of filing
Refund available within 21 days2
Tax preparation fees are taken out of your refund
Choose how to receive your refund3
Secure fee payment + No money up front + Hassle free
How it works
It's easy to pay for tax preparation using your tax refund
Ask for a Refund Transfer
Tell your tax pro that you want to pay for tax preparation with your refund
Select your disbursement
Choose how you want to receive your refund and Fast Cash Advance (if applicable)3
File your tax return
When your tax return is filed it will include instructions to send your refund to Santa Barbara Tax Products Group (sbtpg)
Receive your refund
Once we receive your refund,
all requested fees are taken from your refund and the rest is paid to you
Choose how to receive your money
We deduct all requested fees from your tax refund and you choose how you'll receive your net refund.
Cashier's Check
Pick up a check from your tax professional's office once IRS and/or state funding is received.
Direct Deposit
Have funds direct deposited securely to your current bank account
Checks cashed at locations nationwide
Cash sbtpg-issued checks up to $25,000 at Amscot locations across Florida
Cost: 1.9% of check amount
Check Amount: Up to $25,000
Availability: All Amscot locations from first day of filing through Dec. 31, with locations
open 7 days a week and many 24 hour locations4 Find a location
Cash sbtpg-issued checks at any PLS store at low check cashing rates5
Cost: For NY: 2.20% fee for checks in any amount.
For IL: Rates vary based on check amount
For AZ, CA, IN, KY, OK, OH, NC, MA, TX, WI: 3.99% fee for checks of any amount
Check Amount: NO LIMITS on check size! PLS will cash checks large or small!
Availability: Most PLS stores are open 24/7. All NY PLS stores are open 24/7. Find a store
Cash sbtpg-issued checks for a cost up to $8 at Walmart
Cost: $4 or less for checks up to $1,000 and $8 or less for checks greater than $1,000
Check Amount: Up to $7,500
Availability: Participating Walmart locations6 Find a store
Pay with your refund
Find a tax professional that offers the Refund Transfer
1 Refund Transfer is a deposit product offered by Green Dot Bank, Member FDIC, that enables authorized amounts to be deducted from taxpayer’s refund, with the remaining balance then paid to the taxpayer. Fees apply. Refund Transfers are not loans. Tax refund and e-filing are required to receive Refund Transfer. Terms and conditions are subject to change without notice. Ask your preparer about other IRS e-file options, some of which are provided at no additional cost.
Refund Transfers son productos de depósitos ofrecidos con Green Dot Bank, Member FDIC, y permiten ciertas deducciones de la cuenta a procesar. Refund Transfers no son préstamos. Se requiere el reembolso de impuestos y la presentación electrónica para recibir Refund Transfer. Se aplican cargos. Los términos y condiciones están sujetos a cambios sin previo aviso. Pregúntele a su preparador sobre las opciones de presentación electrónica del IRS, algunas de las cuales se proporcionan sin costo adicional.
Todos los derechos reservados. Está prohibida la reproducción total o parcial sin permiso por escrito. SBTPG y el logotipo de SBTPG son marcas comerciales de Santa Barbara Tax Products Group.
2 According to the IRS website most refunds (via mailed check) are disbursed in less than 21 days. It may be delayed even longer for other reasons. If this happens, you should contact them directly by calling the IRS Taxpayer Assistance Line (800-829-1040).
3 Additional fees may apply. Check with your tax professional for availability
4 1.9% rate valid until 12/31/26. Some restrictions may apply. For full list of checks and fees visit www.amscot.com.
5 Rates for cashing other types of checks and money orders at PLS will vary based on the type and amount of the check and other risk factors. Visit a PLS store for complete fee information.
For NY: PLS Check Cashers of New York, Inc. is licensed by the Superintendent of Financial Services pursuant to Article 9-A of the Banking Law.
For OH: PLS Check Cashers 1397 West Mound Street, Columbus, OH 43223 License CC.700135.
For MA: Check cashing license #CC0030.
PLS is a registered service mark of PLS Financial Services, Inc. ©2026.
6 Cost is $4 or less for checks up to $1,000 and $8 or less for checks up to $7,500. Currently, check cashing at Walmart is not available in NJ and NY. The check limit at Walmart in CT is $6,000 and FL is $1,999.99 per person per day. Fees and limitations apply.
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